We've learned a lot more about the effect of transitioning into retirement or semi-retirement. What we've thought of as retirement is changing and will not look the way most of us have imagined nor the way our parents' generation lived it. Some of us will simply stop working one day and retirement commences. Others will scale back a bit at a time. Some estimates show that half of all boomers will continue working, at least to some degree, into traditional retirement. What will be true in all cases, is that the change in our pace asks us to make a huge adjustment in our rhythms.
Many of us think of stopping working as a great celebration, "Hooray! I'm done working and I can do whatever I want!" At the same time, there is a profound change happening, even if you continue to work part time. Here are just a few examples of what will be changing:
Statistics show that the mortality rate in the year following retirement triples.....WAIT, WHAT? The reasons are complicated and numerous, but it is worth paying attention to. We've all heard the stories of people who retired and died six months later. How will you take care of yourself as you transition into retirement? Here are three things to ponder as you plan or begin your retirement to make the transition as healthy as possible.
Tip #1: Consistency
With so much changing as you retire (partially or fully), one wise thing you can do for yourself is to keep some consistency in your lifestyle as you transition. If you have gotten up early all these years, your body has developed rhythms around that. Continue to do so and gradually make the shift. If you've eaten your main meal at lunch time, your body knows what to do with that. If you have done hard physical work all your career, don’t suddenly go sedate. And vice versa, if you've spent your days in front of a desk and a screen, don't suddenly train for a marathon.
Your muscles, your circulation, your body cycles and your brain have adapted to these rhythms over time. Throwing it for a loop by changing everything up makes it more chaotic, at a time you are trying to figure out other pieces. A smooth transition of life pattern is key to your well-being.
Tip #2: Connections
As you transition into retirement, your social needs will change. The people you connected with at work on a daily basis, love them or hate them, are not going to be there. If you have worked alone, you may find you have need for more people as you aren't focusing on work. Isolation is not healthy for any of us, no matter how introverted we are. We need to find ways to interact. Even a die-hard introvert will appreciate their alone time more when it is in contrast to spending time with others.
You may also find you are spending more hours of the day with a spouse, partner, or family. They bring different gifts and expectations than co-workers and clients. They can’t take the place of the part of you that work filled. As you are home more, expecting one person to fill all of your social spaces is unfair to them, the relationship, and yourself. The divorce rate among those over 50 is climbing, in part due to this transition. What had previously seemed to be cracks and crevasses in a relationship can suddenly look like craters when there is too much dependence on each other in too many areas. How can you change things up by getting out with others?
Explore continuing to meet up with work acquaintances, but know it will not be the same. What special interests do you have and where do people gather to share those? Is there an organization you can join that gives you contact? I saw someone take an ad out on a local community Facebook posting saying they were looking to meet with new people interested in a particular activity. She reported back that there had been an outpouring of people with whom she had gotten together.
I believe we have an epidemic of loneliness and it is important to find ways to tap into finding others. Sitting at home on social media is better than no contact, and I encourage you to use it if you feel isolated, but it doesn't substitute for live relationships.
Tip #3: Calendar
As tempting as it is to have retirement all planned and dive in, being intentional about not figuring it all out...at least right away, may be healthier. This transition time is such an opportunity...if you pay attention to it. Consider giving yourself a year to rest, play, and nose around a bit before making long-term plans or even before declaring how this stage suits you. This is much more than a lifestyle adjustment.
That doesn't mean you have to sit on a bench waiting for the year to pass! That would make all of us crazy. Simply commit to dedicating a year to listening carefully to your inner notions and showing kindness to yourself as you go about your new life, knowing it's new territory. Explore activities that interest you, get clearer about your home living patterns, and simply let some things unfold. There may be hobbies you've always enjoyed and now you discover they don't satiate you absent a busy work schedule. Your physical ability may have subtly changed (and may change more without the rigors of your work schedule). Discover what pace is right for you for this phase. You will be in a much better place to commit to exciting new things that fit as you've moved through the adjustment and been intentional about self-care.
This is a door opening to a new chapter. It may challenge you, frighten you, content you or delight you. Let yourself fully arrive into it with joy and health.
5/16/2018 09:20:28 am
I finally got at reading this today and I really appreciated it. Even though I have been retired for 7 years my partner just started semi-retirement and that has been more of an adjustment than just me retiring. Open communication is the important thing for us.
2/4/2020 12:16:46 pm
Thank you so much for emphasizing the importance of socialization especially as retirement can cause isolation from coworkers. Yesterday, I was thinking about my future, and what I want out of retirement. I would love to be able to travel once I retire. I guess I should save extra for that. I wonder if I should look for retirement planning services that can help me make sure I have enough money.
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Ruth Tongen helps people plan and live meaningful, fun and healthier retirements.