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  Ideas for a great retirement

The Retirement Boom(er)

4/10/2018

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Baby boomers are rewriting the book on how retirement and transitioning to retirement looks. Are you a boomer who is anticipating or living retirement? Will your retirement look like a traditional retirement or be non-traditional?  How will we change it up?
 
Let’s first look at who we are. Boomers were born between 1946 and 1964 (though sometimes those years vary a bit). There are 76.4 million boomers in the United States. It is estimated that 10,000-11,000 boomers retire each day since that's how many turn 65, and some retire earlier and some later. The trend is to retire later.

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Two Waves
There are actually two phases of boomers. The differences in these two groups may change up how retirement will look for each. Early boomers are those born 1946-1955 (approximately). Later boomers are those born 1956-1964.
 
Early boomers grew up during a time of radical change and a new beginning for many. It seemed that anything was possible. Key events when early boomers were coming of age were: Civil Rights Movement, the Vietnam War, Woodstock, landing on the moon, and the Women’s Rights Movement. Early boomers tend to be more hopeful about the world. Their careers got off to more solid starts and they bought first homes when interest rates were lower. They have tended to remain with the same employer longer and tend to have more pensions and more expendable income. Early boomers may still have the desire to change the world through a collective voice.



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