Is retirement or semi-retirement on your horizon in 2019? Or, are you wondering what new dimension you want to add to your retirement this year? Maybe you've started your retirement focused in one area, for example, caring for grandchildren or a parent, and now as time has passed or need has changed, you are looking for a new or additional focus. Isn't this a juicy time of year to plan what's ahead? Your next chapter has endless potential!
How about a little stimulation to spur your thoughts? In Recalibrate for Life 2.0: Transition Stories for Business Leaders, author Susan Spaulding challenges leaders at mid-life to take stock and decide what is calling out to them to do next. She shared a nice framework for it in a blog for Next Avenue in 2016 that I find just as applicable for planning and living life in retirement. I've taken liberties with some of her points and adapted the language for thinking about what comes next in retirement.
For those of you pondering if you are ready to retire and how to get from here to there, you can use these questions to generate thought about your readiness:
1. How long have you been thinking seriously about your exit from your career?
2. What are three things dominating your thinking about your retirement?
3. Do you have a transition strategy?
4. Do you have a transition timeline?
5. How do you envision your transition and your retirement?
Here are a few additional tips from Melissa Phipps about readying to retire:
Whether you are just beginning your retirement or wanting to begin a new part of your retirement, Spaulding also provided this self-inventory (that I've adapted a bit). We may want and need to take a fresh look several times during retirement as our circumstances or interests change. Even if I am not generating a new plan for what comes next, this is a great tool for taking stock of my well-being and contentedness with how I'm spending my days:
Is there a question in there that jumps out at you? That may be the one you hold on to and spend some time with these next days.
Using your answers above and the thoughts they spurred, begin to write about what's next, whether you are retiring, or ready for something new. Spaulding suggests focusing on three P's when creating what's next: your purpose, your passion and your unique personality.
Here are some questions to begin creating your story:
I hope your year to come will hold the perfect adventures and insights and that you will move through the year with purpose, joy and fulfillment. Have a great 2019!
Melissa Phipps. Top 10 Tips for Retiring from Your Job: How to Go from Working to Retired.
Susan Spaulding. The 3-Step Plan to Recalibrate Yourself in Midlife.
Ruth Tongen helps people plan and live meaningful, fun and healthier retirements.